RESP Guide To See Your Children Succeed
How RESPs work in Canada: account types, the CESG grant, reaching the $50,000 lifetime limit, EAP and PSE withdrawal rules, and moving unused funds to an RRSP.
Canadian personal finance
Asset Building Solutions for Everyday Canadians
Practical guides on RESPs, emergency funds, investing, real estate and taxes, written from one Canadian's own notes and experience.
Our Most Popular Article
Browse by topic
-
Personal Finance
RESPs, emergency funds, TFSAs and RRSPs, and a long-term plan that ties them together.
10 articles
-
Real Estate
Being a landlord in Canada, from screening applicants to signing the lease.
1 article
-
Stocks & Markets
Brokerage accounts, sign-up bonuses and how everyday investors get started.
3 articles
-
Finance Entertainment
Movies, documentaries and lighter takes on money and taxes.
2 articles
Latest articles
Can You Hold Bitcoin in a TFSA or RRSP?
You can't hold Bitcoin coins in a TFSA, RRSP or FHSA, but listed Bitcoin ETFs qualify. CRA's qualified investment rules, the 50% tax and what to check.
FHSA Contribution Deadline: Why 31 December Matters
The FHSA contribution deadline is 31 December, with no 60-day grace period like the RRSP. How 2026 room, carry-forward and RRSP transfers work.
Canada's Budget 2026: Who Benefits and What It Means for Your Money
Canada's Budget 2026 broken down by who benefits: families, workers, caregivers, home buyers, retirees, investors, the self-employed and businesses.
GIC vs High-Interest Savings Account for an Emergency Fund
GIC vs high-interest savings account for an emergency fund in Canada: access, rates, CDIC coverage, tax, cashable GICs and how a GIC ladder works.
How Bitcoin Is Taxed in Canada: Capital Gains vs Business Income
How Bitcoin is taxed in Canada: when selling, swapping or spending it is taxable, the 50% inclusion rate, business income and the records CRA wants.
Resources for Low-Income Seniors
Help for low-income seniors in Ontario and Canada: free dental care, drug coverage, GIS and GAINS, tax credits, hydro bill help, free tax clinics and cheap internet.
Tools and resources
An RESP calculator that runs in your browser, government benefit payment dates, credit score providers and the real estate and market research sites we use most.